How Low-Moderate Income Buyers Can Still Get in the Market Today

Okay, so maybe we can't get you a big with a fort and a mote. Ummmm.... and that dragon part might be difficult too but we'll see what we can do.

So it’s no secret that home prices have been on a steep incline nationwide since early Spring. We’ve heard a lot of talk about the disappearing Affordable Housing market and rumors that Millennials aren’t able to buy houses with the student loan debt. While some of this is may be true it’s certainly not the whole story.

15 of our 16 closings to date have been Millennial buyers. Three of them had significant student loan debt at the time of closing. And none of our buyers have been lucky enough to have a rich aunt or uncle or a fairy grandperson pop out of nowhere with a fat check to foot the bill for the down payment toward their mortgage.

So how’d they do it? Down Payment Assistance.

That’s right, there are assistance programs right here in the Atlanta metro area to help you with a down payment on your future home. And you don’t always have to be a first time homebuyer to get one! Though there are income limits and various other guidelines and restrictions which all vary from program to program and the whole process is filled with tons of jargon like "forgiveness periods" or "minimum contributions" and there's these required workshops you have to take

but the point is:

You can purchase a home with little out of pocket in today’s ATL economy. Now ain't that special?

Wanna learn more?

Fill out the 1 on 1 contact sheet to schedule a free individual appointment with a homebuying coach to help analyze your income to see which programs you qualify for, give some early recommendations toward your homebuying journey and help guide you through the process.

But we really can't promise you dragons. We're sorry.

Why Work With a Housing Agency?

One of the come common questions I get is “Can you tell me about your program?” To which of course, I always answer “sure” and then proceed through the rundown of workshops we offer, the counseling and consultation options, our partner referrals, and some of the more fun and engaging events we offer to homebuyers and homeowners.

The list could go on forever.

The funny thing is I always wonder what I am able to share that a buyer couldn’t find out on our website.

Today it hit me:  a personal interaction.

In the present day of everything-automated, “Press 1 for Sales, Press 2 for Service... “ most of us just want to speak to a live person and have our questions answered. Which we do. But we offer a lot more than just basic question-answering.

At Committed to Communities, we offer a relationship. A confidant. A personal guide to help walk you through the steps toward purchasing your own home, be it your first home or your 15th. A group of expert advisers to help you reach your goal regardless of what stage you’re presently at or how far along you are. Come to us if you just thought last night that you’d like to buy a home. Or come to us if you’ve been saving for 3 years, boosted your credit score, paid off some debts and are ready to take the first step today.

Regardless of your position, we’re here to help. We can be a support system, a refuge, an advocate, a place to learn and a place to vent. (the process can be stressful).

What we offer is a relationship and a community. Come to a focus group, an open house event, a happy hour, or a workshop. Or come to all of our events. You’re guaranteed to see familiar faces.

We know that the more support you have in the process  the more confident you'll feel, the more empowered you'll be and the more likely you are to succeed. We’re here to help build that support system around you.

Call on us.